According to data from the Ministry of Industry and Trade, the implementation of free trade agreements (FTAs) has achieved very positive results but local businesses are still to make full use of the opportunities in FTA partner markets. One of the key reasons is that businesses still face problems accessing capital and financial resources. To help them benefit from FTAs, the government, ministries, and branches have issued fiscal policies to diversify credit sources. In reality, however, accessing finance for businesses, especially small and medium-sized enterprises (SMEs), still presents many difficulties and requires additional involvement from relevant parties.